Neobank – The prefix neo within the new term “neobank” in Greek means “new” (from the Greek neos new), i.e. neobanks are upgraded and modernised banks, usually modernised with trendy functionality and types of communication and knowledge transfer together with basic parts like web (websites, offices) and cellular financial institution (apps, messaging, phone management).

• №1 N26
  Germany
  https://n26.com
• No.2 Swift.Wales
  UK (Wales)
  https://swift.wales
• #3 Monzo
  UK
  https://monzo.com
• #4 Bunq
  Netherlands
  https://www.bunq.com
• #5 MonoBank
  Ukraine
  https://www.monobank.ua

The rating contains solely full-fledged banks operating underneath banking licenses and underneath full control of hyperregulators. Payment techniques and organisations working underneath payment operators’ licences are not included within the ranking.